Terms and Conditions

These terms and conditions set out the rules for using Online Casinos, an independent website that compares and reviews online casinos available to players in the United States, with a particular focus on payout speeds and withdrawal experience. By browsing this site, you agree to the terms below. If you don't agree with them, please don't continue to use the site.

What this site is — and isn't

Online Casinos is a publisher of comparison and review content. We are not a casino, a gambling operator, a payment processor or a regulator. We don't accept wagers, hold player funds or process withdrawals ourselves. Our role is limited to researching publicly available information about licensed operators — bonus terms, game libraries, banking options, reported payout times — and presenting it in a format that's easier to compare than reading each casino's own site line by line.

Nothing on this site is gambling advice, financial advice or a guarantee of any outcome. Any ratings, rankings or "highest payout" comparisons reflect our own editorial assessment at the time of writing and can change without notice as operators update their terms, licences or banking arrangements.

Information accuracy and how it can change

We work to keep bonus offers, banking details and other figures shown on this site current as of the fact-check date noted on each page, but online casinos alter their promotions, wagering requirements, payment providers and processing times frequently — sometimes without public notice. Before you deposit anywhere, always check the operator's own terms page for the current, binding version of any offer. If something you find on Online Casinos conflicts with what a casino states directly, the casino's own terms take precedence.

We do not control, and are not responsible for, the content, availability, security or conduct of any third-party casino website linked from these pages.

Eligibility to use this site and to gamble

You must be at least 21 years old, or the minimum legal gambling age in your state if different, to use this site for the purpose of researching real-money casino play. Online gambling legality varies by state in the US — some states permit licensed real-money online casinos, others do not, and some only permit certain product types such as sports betting or daily fantasy sports. It is your responsibility to confirm that online casino play is legal where you are physically located before signing up anywhere, and most licensed operators will verify your location using geolocation technology in addition to standard identity checks. Using this site does not itself require you to be located in a particular state, but acting on any offer shown here does.

No guarantee of winnings

Every casino game carries a built-in house edge, and outcomes are never guaranteed. Return to Player (RTP) figures referenced on this site, where we mention them, are long-term statistical averages published by game providers — they describe expected performance over a very large number of spins or hands and say nothing about what happens in any individual session. Nothing on Online Casinos should be read as implying that a player will win, recover losses, or profit from playing at any casino we mention, however it is rated. We do not use, and do not endorse, language that promises guaranteed results.

Bonuses, offers and promotional terms

Headline bonus figures shown alongside each casino on this site — such as match percentages, free spins or deposit multipliers — are supplied by the operators themselves and are typically subject to conditions we cannot fully reproduce on a comparison page, including wagering requirements, maximum bet limits while a bonus is active, game restrictions, withdrawal caps on bonus winnings, and expiry dates. Read the full bonus terms on the operator's own site before opting in to any promotion. We are not responsible for a bonus being altered, withdrawn or forfeited by an operator, or for any dispute between a player and a casino over bonus terms.

How the site makes money

Online Casinos earns commission from some of the casinos listed here when a reader clicks through and signs up. This is standard for comparison sites and it does not change what you pay to play — it doesn't add fees to your deposits or reduce your winnings. Commission arrangements do not decide our editorial ratings or the order casinos appear in in our tables; a casino paying a higher commission is not placed above one that doesn't. Where we compare payout speed, banking options or bonus terms, that assessment is based on the same criteria applied consistently across every operator covered, as explained in more detail on our highest payout online casinos for US players page.

Responsible use of this site

We take responsible gambling seriously and expect readers to do the same. Set deposit and time limits before you play, never gamble with money you can't afford to lose or with borrowed funds, and stop if gambling stops being enjoyable or starts affecting your finances or wellbeing. Licensed US operators typically offer self-exclusion tools and deposit limits, and most states have their own problem gambling support services. Our Responsible Gambling page has more detail on setting limits and where to find help, including national support organisations.

Intellectual property

The text, layout, design and original content on Online Casinos belong to us or our licensors and may not be copied, republished or redistributed without permission. Casino logos, brand names and trademarks referenced on this site remain the property of their respective owners and are used for identification purposes in our comparisons.

Limitation of liability

We provide this site's content on an "as is" basis and make no warranty that it is complete, error-free or continuously available. To the fullest extent permitted by law, Online Casinos and its operators are not liable for any loss or damage arising from your use of this site, your reliance on any information published here, or your dealings with any third-party casino, payment provider or service linked from these pages. This includes, without limitation, losses connected to gambling activity, account disputes, delayed withdrawals or changes to bonus terms at any operator we review.

Changes to these terms

We may update these terms and conditions from time to time to reflect changes in the sites we cover, the law, or how we operate. The date shown at the top of this page reflects the last update. Continuing to use Online Casinos after changes are posted means you accept the revised terms.

Getting in touch

If anything here is unclear, or you've spotted information on the site that looks out of date, our Contact Us page has the details you need to reach us. You can also read more about how we approach reviews and ratings on our About Us page.